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Corporate Laws Central Ministry of Finance Reserve Bank of India Act, 1934

Statement on Developmental and Regulatory Policies

09-Apr-2025 | Press Release: 2025-2026/63

RBI has issued a press release regarding Statement on Developmental and Regulatory Policies effective from 09th April, 2025. Key Highlights are as follows: 1. The framework of Securitisation of Stressed Assets intends to enable securitization of stressed assets through a market-based mechanism, in addition to the existing ARC route under SARFAESI Act, 2002. 2. It has been decided to expand the scope for co-lending and issue a generic regulatory framework for all forms of co-lending arrangements among REs. 3. It has been decided to issue comprehensive regulations on prudential norms and conduct-related aspects, for loans against the collateral of gold jewellery and ornaments extended by regulated entities (REs) for both consumption and income-generation purposes. 4. It is decided to harmonize and consolidate guidelines covering Non-fund based (NFB) facilities across all REs and include a review of instructions on issuance of partial credit enhancement by REs, with a view to, inter alia, broadening funding sources for infrastructure financing. 5. It is proposed to revise transaction amount for UPI, covering both Person to Person (P2P) and Person to Merchant payments (P2M) NPCI, in consultation with banks and other stakeholders. Kindly refer to the attached document for more information.

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