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Corporate Laws Central Ministry of Finance Reserve Bank of India Act, 1934

Standard benefit delivery on Rupay credit card usage

01-Apr-2024 | NPCI/2023-24/Rupay/032

NPCI has issue da circular on Standard benefit delivery on Rupay credit card usage effective from 31st May 2024. By virtue of this circular all issuers & acquirer must ensure the following:- 1. The Data element DE 102 in the authorization response message from Issuer to acquirer, as per the RuPay Online Switching specification, shall be mandatory data element. 2. Issuers shall start passing the relevant information in data element DE 102, as defined in the RuPay online specification, for all RuPay transactions. 3. The length of data element DE 102 shall increase from 19 digits to 30 digits at issuer as well as acquirer end.

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