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Corporate Laws Central Ministry of Finance Banking (Regulation) Act, 1949

Revised Operational Guidelines on The Depositor Education and Awareness (DEA) Fund Scheme, 2014

25-Jun-2025 | RBI/2025-26/62 DoR.SOG (DEA Fund) No.37/30.01.002/2025-26

RBI has issued a circular regarding Revised Operational Guidelines on The Depositor Education and Awareness (DEA) Fund Scheme, 2014 effective from 01 October 2025.

Key Highlights are as follows:
1. These instructions are applicable to all the banks covered under the DEA Fund Scheme, viz., Commercial Banks (including RRBs, LABs, SFBs and PBs) and all Co-operative Banks.
2. A bank needs to register under the DEA Fund module on e-Kuber system and also, shall share two e-mail IDs with dea.fund@rbi.org.in to complete the registration process.
3. The window for submitting claims from the Fund shall be kept open in e-Kuber system during the first 10 working days of every month and a consolidated claim shall be submitted by a bank on monthly basis.
4. The interest rate on the principal amount of unclaimed interest-bearing deposit amount transferred to the Fund shall be in accordance with the rate specified in Annexure IX.

Kindly refer to the attached document for more information.

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