Request a Demo

By clicking Submit, you acknowledge that you have read and agree with the Privacy Policy
Contact Info
Unit 266, 267 & 268, Tower B1, Spaze Itech Park Sohna Road Gurugram, Haryana 122018 connect@complinity.com +91 8181 900 600
Follow Us

A Multi-Concept Theme for Digital Agencies and Startups

8181 900 600 Request a Demo Login
logo dark logo light logo
  • Products
    • Compliance Management Software
    • Contract Management Software
    • Secretarial Compliance Software
    • Litigation Management Software
    • Audit Management Software
    • Internal Financial Control Software
    • Enterprise Risk Management Software
  • Pricing
  • Industries
    • Pharmaceutical
    • Hospitality
    • BFSI
    • Manufacturing
    • NBFC
    • Renewable Energy
    • Agriculture
    • ITeS
    • Real Estate
    • Automobile
  • Legal Updates
  • Blogs
  • Videos
  • Downloads
  • Careers
Contact Sales
logo dark logo light logo
  • Products
    • Compliance Management Software
    • Contract Management Software
    • Secretarial Compliance Software
    • Litigation Management Software
    • Audit Management Software
    • Internal Financial Control Software
    • Enterprise Risk Management Software
  • Pricing
  • Industries
    • Pharmaceutical
    • Hospitality
    • BFSI
    • Manufacturing
    • NBFC
    • Renewable Energy
    • Agriculture
    • ITeS
    • Real Estate
    • Automobile
  • Legal Updates
  • Blogs
  • Videos
  • Downloads
  • Careers
Contact Sales
Mobile Logo
  • Products
    • Compliance Management Software
    • Contract Management Software
    • Secretarial Compliance Software
    • Litigation Management Software
    • Audit Management Software
    • Internal Financial Control Software
    • Enterprise Risk Management Software
  • Pricing
  • Industries
    • Pharmaceutical
    • Hospitality
    • BFSI
    • Manufacturing
    • NBFC
    • Renewable Energy
    • Agriculture
    • ITeS
    • Real Estate
    • Automobile
  • Legal Updates
  • Blogs
  • Videos
  • Downloads
  • Careers
Corporate Laws Central Ministry of Finance Reserve Bank of India Act, 1934

Reserve Bank of India (Urban Co-operative Banks - Interest Rate on Deposits) Directions, 2025

28-Nov-2025 | RBI/DOR/2025-26/276 DOR.SOG(SPE).REC.195/13.03.00/ 2025-26

RBI has issued RBI (Urban Co-operative Banks - Interest Rate on Deposits) Directions, 2025 effective from 28th November 2025. Key Highlights: 1. Applicability - All Urban Co-operative Banks (UCBs) defined under the Banking Regulation Act. 2. Uniform and Transparent Interest Rates - Interest rates must be the same for all customers for similar deposits on the same day. No negotiations or discriminatory rates are allowed. 3. Domestic Deposit Rules - a. No interest on current accounts. b. Savings account interest is calculated daily; one uniform rate up to Rs. 1 lakh is mandatory. c. Term deposit interest may vary only by tenure, deposit size (bulk), or absence of premature withdrawal option. d. Early withdrawal earns interest only for the actual period run. 3. Rules for Non-Resident (NRE/NRO) Deposits - a. Only authorised banks may accept such deposits. b. Interest rules mirror those of domestic deposits but with minimum tenors (1 year for NRE, 7 days for NRO). c. No staff/senior citizen additional interest is allowed on NRE/NRO deposits. d. NRE lien marking is prohibited. 4. Prohibitions for Banks - Banks cannot offer gifts, prizes, lottery-type schemes, extra incentives, or commissions (except specified cases), nor open savings accounts for government bodies, political parties, or business entities. They also cannot accept interest-free deposits (except current accounts) or accept deposits routed through private financiers. For more information, please refer to the attached document.

Upgrade to paid version to access the Notification, Circular & Rules along with the checklist

Get Legal Updates in your email

Request a Demo

Recent Posts in Corporate Laws

Corporate Laws

CDSL issues communique regarding Online submission of compliance certificate by RTA

29-Jun-2026 | CDSL/AUDIT/RTA/POLCY/2026/188

CDSL has issued communique regarding Online submission of compliance certificate by RTA Through this, RTAs, including issuers with in-house

Read More
Corporate Laws

RBI issues Foreign Exchange Management (Deposit) (Sixth Amendment) Regulations, 2026

18-Jun-2026 | Notification No. FEMA 5(R)(6)/2026-RB

RBI has issued Foreign Exchange Management (Deposit) (Sixth Amendment) Regulations, 2026 Key highlights are as follows: 1. New regulation 2

Read More
Corporate Laws

DGFT issues Amendment to Notification No. 65/2025-26 for extension of timelines under Component II

29-Jun-2026 | Notification No. 21/ 2026-27

DGFT has issued Amendment to Notification No. 65/2025-26 for extension of timelines under Component II Through this notification, Notificat

Read More
Corporate Laws

IFSCA issues press release regarding Access to e-KYC Setu Platform extended to REs in GIFT IFSC

19-May-2026 | Press Release

IFSCA has issued press release regarding Access to e-KYC Setu Platform extended to REs in GIFT IFSC Through this press release, the Nationa

Read More

Recent Posts

Labour Laws

Employees’ Provident Funds Scheme, 2026

29-Jun-2026 | G.S.R. 525(E)

This notification introduces the Employees' Provident Funds Scheme, 2026 under the Code on Social Security, 2020, and prescribes the obligat

Read More
Labour Laws

Employees' Pension Scheme, 2026 under the Code on Social Security, 2020

29-Jun-2026 | G.S.R. 527(E)

This notification introduces the Employees' Pension Scheme, 2026 under the Code on Social Security, 2020, superseding the Employees' Family

Read More
Corporate Laws

CDSL issues communique regarding Online submission of compliance certificate by RTA

29-Jun-2026 | CDSL/AUDIT/RTA/POLCY/2026/188

CDSL has issued communique regarding Online submission of compliance certificate by RTA Through this, RTAs, including issuers with in-house

Read More
Corporate Laws

RBI issues Foreign Exchange Management (Deposit) (Sixth Amendment) Regulations, 2026

18-Jun-2026 | Notification No. FEMA 5(R)(6)/2026-RB

RBI has issued Foreign Exchange Management (Deposit) (Sixth Amendment) Regulations, 2026 Key highlights are as follows: 1. New regulation 2

Read More
Request a Demo

Request a Demo

By clicking Submit, you acknowledge that you have read and agree with the Privacy Policy

Complinity Logo Transparent

Complinity is a comprehensive cloud-based Compliance Management Software that helps track and monitor statutory and regulatory compliances.

Quick Links
  • Compliance Software
  • Regulatory Compliance Software
  • Statutory Compliance Software
  • Compliance Tracking Software
  • Legal Updates
Contact Info
Unit 266, 267 & 268, Tower B1
Spaze Itech Park, Sohna Road
Gurugram, Haryana 122018
connect@complinity.com
+91 8181 900 600

Request a Demo

© 2026 Complinity Technologies Private Limited. | Privacy Policy | Data Processing Addendum

Design & Developed By  Infinite IT Solutions

Request a Demo

By clicking Submit, you acknowledge that you have read and agree with the Privacy Policy
Powered by EssentialPlugin

Request a Demo

By clicking Submit, you acknowledge that you have read and agree with the Privacy Policy

Thank You for your interest in Complinity. Your CV has been forwarded to HR.
In case your profile is shortlisted, HR shall contact you.