Request a Demo

By clicking Submit, you acknowledge that you have read and agree with the Privacy Policy
Contact Info
Unit 266, 267 & 268, Tower B1, Spaze Itech Park Sohna Road Gurugram, Haryana 122018 connect@complinity.com +91 8181 900 600
Follow Us

A Multi-Concept Theme for Digital Agencies and Startups

8181 900 600 Request a Demo Login
logo dark logo light logo
  • Products
    • Compliance Management Software
    • Contract Management Software
    • Secretarial Compliance Software
    • Litigation Management Software
    • Audit Management Software
    • Internal Financial Control Software
    • Enterprise Risk Management Software
  • Pricing
  • Industries
    • Pharmaceutical
    • Hospitality
    • BFSI
    • Manufacturing
    • NBFC
    • Renewable Energy
    • Agriculture
    • ITeS
    • Real Estate
    • Automobile
  • Legal Updates
  • Blogs
  • Videos
  • Downloads
  • Careers
Contact Sales
logo dark logo light logo
  • Products
    • Compliance Management Software
    • Contract Management Software
    • Secretarial Compliance Software
    • Litigation Management Software
    • Audit Management Software
    • Internal Financial Control Software
    • Enterprise Risk Management Software
  • Pricing
  • Industries
    • Pharmaceutical
    • Hospitality
    • BFSI
    • Manufacturing
    • NBFC
    • Renewable Energy
    • Agriculture
    • ITeS
    • Real Estate
    • Automobile
  • Legal Updates
  • Blogs
  • Videos
  • Downloads
  • Careers
Contact Sales
Mobile Logo
  • Products
    • Compliance Management Software
    • Contract Management Software
    • Secretarial Compliance Software
    • Litigation Management Software
    • Audit Management Software
    • Internal Financial Control Software
    • Enterprise Risk Management Software
  • Pricing
  • Industries
    • Pharmaceutical
    • Hospitality
    • BFSI
    • Manufacturing
    • NBFC
    • Renewable Energy
    • Agriculture
    • ITeS
    • Real Estate
    • Automobile
  • Legal Updates
  • Blogs
  • Videos
  • Downloads
  • Careers
Corporate Laws Central Ministry of Finance Reserve Bank of India Act, 1934

Reserve Bank of India (Non-Banking Financial Companies - Responsible Business Conduct) Directions, 2025

28-Nov-2025 | RBI/DOR/2025-26/362 DOR.MCS.REC.No.281/01-01-039/2025-26

RBI has issued RBI (Non-Banking Financial Companies - Responsible Business Conduct) Directions, 2025 effective from 28th November 2025. Key Highlights: 1. Applicability - All major categories of NBFCs (NBFC-D, ICC, MFI, IFC, HFC, etc.) must comply, except CICs, Account Aggregators, Mortgage Guarantee Companies, Standalone PDs, and NBFCs without customer interface. 2. Fair treatment of all borrowers - Communication must be in a language understood by customers; loan application forms must be transparent; borrowers must receive copies of loan agreements; and all terms (interest, charges, penal amounts) must be disclosed upfront. 3. Transparent loan sanction, disbursement and changes - NBFCs must inform borrowers in advance of any change in interest rates, charges, or terms. Securities must be released promptly after loan closure, and borrowers must receive proper notice before repossession. 4. Key Facts Statement (KFS) - For all retail and MSME term loans, a standard KFS must be provided showing APR, all charges, amortisation schedule, and validity period. No charge not included in the KFS can be levied later. 5. Penal charges - Penal charges cannot be added as "penal interest", cannot be capitalised, and must be reasonable. They can only be applied on the overdue amount and must follow a Board-approved policy. 6. Strict rules on pre-payment charges - No pre-payment charges for floating-rate loans to individuals for non-business purposes. Further exemptions apply for MSEs and certain NBFC layers. Pre-payment terms must be disclosed upfront. 7. Strong protections for gold/silver-loan - NBFCs must follow standardised assaying, valuation, storage, documentation, auction processes, and compensate borrowers for delays or loss of collateral. Auctions must be transparent, publicly notified, and exclude NBFC participation. For more information, please refer to the attached document.

Upgrade to paid version to access the Notification, Circular & Rules along with the checklist

Get Legal Updates in your email

Request a Demo

Recent Posts in Corporate Laws

Corporate Laws

IFSCA issues Master Circular for recognised Stock Exchanges and recognised Clearing Corporations

05-Jun-2026 | IFSCA/CMD/MIIT/MCSECC/2026-27

IFSCA has issued Master Circular for recognised Stock Exchanges and recognised Clearing Corporations Key highlights of this circular are: 1

Read More
Corporate Laws

RBI issues circular regarding Investments by Foreign Portfolio Investors in Government Securities

05-Jun-2026 | RBI/2026-27/97

RBI has issued circular regarding Investments by Foreign Portfolio Investors in Government Securities Key highlights of this circular are:

Read More
Corporate Laws

CERSAI issues notification regarding CKYCRR 2.0 API integration & Reporting entity onboarding guide

05-Jun-2026 | CKYC/NOTIF/2026/01

CERSAI has issued notification regarding CKYCRR 2.0 API integration & Reporting entity onboarding guide Through this notification, 2.0 vers

Read More
Corporate Laws

FEMA issues Foreign Exchange Management (Export of Goods and Services) (First Amendment) Regulations, 2026

05-Jun-2026 | Notification No. FEMA 23(R)/(8)/2026-RB

FEMA has issued Foreign Exchange Management (Export of Goods and Services) (First Amendment) Regulations, 2026 Through this notification, u

Read More

Recent Posts

Corporate Laws

IFSCA issues Master Circular for recognised Stock Exchanges and recognised Clearing Corporations

05-Jun-2026 | IFSCA/CMD/MIIT/MCSECC/2026-27

IFSCA has issued Master Circular for recognised Stock Exchanges and recognised Clearing Corporations Key highlights of this circular are: 1

Read More
Corporate Laws

RBI issues circular regarding Investments by Foreign Portfolio Investors in Government Securities

05-Jun-2026 | RBI/2026-27/97

RBI has issued circular regarding Investments by Foreign Portfolio Investors in Government Securities Key highlights of this circular are:

Read More
Corporate Laws

CERSAI issues notification regarding CKYCRR 2.0 API integration & Reporting entity onboarding guide

05-Jun-2026 | CKYC/NOTIF/2026/01

CERSAI has issued notification regarding CKYCRR 2.0 API integration & Reporting entity onboarding guide Through this notification, 2.0 vers

Read More
Corporate Laws

FEMA issues Foreign Exchange Management (Export of Goods and Services) (First Amendment) Regulations, 2026

05-Jun-2026 | Notification No. FEMA 23(R)/(8)/2026-RB

FEMA has issued Foreign Exchange Management (Export of Goods and Services) (First Amendment) Regulations, 2026 Through this notification, u

Read More
Request a Demo

Request a Demo

By clicking Submit, you acknowledge that you have read and agree with the Privacy Policy

Complinity Logo Transparent

Complinity is a comprehensive cloud-based Compliance Management Software that helps track and monitor statutory and regulatory compliances.

Quick Links
  • Compliance Software
  • Regulatory Compliance Software
  • Statutory Compliance Software
  • Compliance Tracking Software
  • Legal Updates
Contact Info
Unit 266, 267 & 268, Tower B1
Spaze Itech Park, Sohna Road
Gurugram, Haryana 122018
connect@complinity.com
+91 8181 900 600

Request a Demo

© 2026 Complinity Technologies Private Limited. | Privacy Policy | Data Processing Addendum

Design & Developed By  Infinite IT Solutions

Request a Demo

By clicking Submit, you acknowledge that you have read and agree with the Privacy Policy
Powered by EssentialPlugin

Request a Demo

By clicking Submit, you acknowledge that you have read and agree with the Privacy Policy

Thank You for your interest in Complinity. Your CV has been forwarded to HR.
In case your profile is shortlisted, HR shall contact you.