Request a Demo

By clicking Submit, you acknowledge that you have read and agree with the Privacy Policy
Contact Info
Unit 266, 267 & 268, Tower B1, Spaze Itech Park Sohna Road Gurugram, Haryana 122018 connect@complinity.com +91 8181 900 600
Follow Us

A Multi-Concept Theme for Digital Agencies and Startups

8181 900 600 Request a Demo Login
logo dark logo light logo
  • Products
    • Compliance Management Software
    • Contract Management Software
    • Secretarial Compliance Software
    • Litigation Management Software
    • Audit Management Software
    • Internal Financial Control Software
    • Enterprise Risk Management Software
  • Pricing
  • Industries
    • Pharmaceutical
    • Hospitality
    • BFSI
    • Manufacturing
    • NBFC
    • Renewable Energy
    • Agriculture
    • ITeS
    • Real Estate
    • Automobile
  • Legal Updates
  • Blogs
  • Videos
  • Downloads
  • Careers
Contact Sales
logo dark logo light logo
  • Products
    • Compliance Management Software
    • Contract Management Software
    • Secretarial Compliance Software
    • Litigation Management Software
    • Audit Management Software
    • Internal Financial Control Software
    • Enterprise Risk Management Software
  • Pricing
  • Industries
    • Pharmaceutical
    • Hospitality
    • BFSI
    • Manufacturing
    • NBFC
    • Renewable Energy
    • Agriculture
    • ITeS
    • Real Estate
    • Automobile
  • Legal Updates
  • Blogs
  • Videos
  • Downloads
  • Careers
Contact Sales
Mobile Logo
  • Products
    • Compliance Management Software
    • Contract Management Software
    • Secretarial Compliance Software
    • Litigation Management Software
    • Audit Management Software
    • Internal Financial Control Software
    • Enterprise Risk Management Software
  • Pricing
  • Industries
    • Pharmaceutical
    • Hospitality
    • BFSI
    • Manufacturing
    • NBFC
    • Renewable Energy
    • Agriculture
    • ITeS
    • Real Estate
    • Automobile
  • Legal Updates
  • Blogs
  • Videos
  • Downloads
  • Careers
Corporate Laws Central Ministry of Finance Reserve Bank of India Act, 1934

Reserve Bank of India (Non- Banking Financial Companies - Credit Facilities) Directions, 2025

28-Nov-2025 | RBI/DOR/2025-26/347 DOR.CRE.REC.No. /07-01-008/2025-26

RBI has issued Reserve Bank of India (Non-Banking Financial Companies - Credit Facilities) Directions, 2025, effective from 28th Nov 2025. Applicability: The Directions apply to NBFC-D, NBFC-ICC, NBFC-Factor, NBFC-MFI, NBFC-IFC, IDF-NBFC, HFCs, Partial applicability to CICs, NBFC-P2P, and NBFC-BL with customer interface but no public funds. Key Highlights: - Every NBFC must adopt a credit policy covering Digital lending & DLG arrangements, Lending against gold/silver, Microfinance loans, Project finance, Demand/Call loans, and Housing finance. - A comprehensive, expanded digital lending architecture includes: NBFC Lending Service Provider(LSP) Arrangements, Mandatory written agreements defining roles, Enhanced due diligence of LSPs (technical capability, data governance, borrower treatment), NBFC remains fully liable for all LSP actions and LSP portfolio monitoring is mandatory. - Reporting: All digital loans must be reported to CICs and All DLAs must be reported on RBI's CIMS portal with CCO certification. - Lending Against Gold & Silver (Chapter IV) to be implemented by April 1, 2026. - Microfinance Framework Expanded- Household income cap fixed at ₹3 lakh, Total repayment obligations capped at 50% of household income, Mandatory credit bureau reporting of income & indebtedness, and Board-approved pricing policy with non-usurious interest rate ceiling. - NBFC-ML and UL may offer Partial Credit Enhancement (PCE) to corporate, SPV and municipal bonds subject to strict risk assessment and limits. - NBFCs should immediately: Update credit policies across digital lending, microfinance, project finance and gold/silver portfolios, Review all LSP agreements and implement enhanced data-privacy frameworks, Align systems for CIC reporting and DLA reporting on CIMS, and Re-compute LTV processes and valuation norms for gold/silver loans.

Upgrade to paid version to access the Notification, Circular & Rules along with the checklist

Get Legal Updates in your email

Request a Demo

Recent Posts in Corporate Laws

Corporate Laws

SEBI issues press release on “Samajh Se Investing Simple” Campaign under Project Jagrook

05-Oct-2026 | PR No.61/2026

SEBI has issued press release on “Samajh Se Investing Simple” Campaign under Project Jagrook Through this Press Release, The ca

Read More
Corporate Laws

NSE reiterate the circular issued by SEBI regarding Introduction of Credit Risk-o-Meter as an additional disclosure mechanism for debt securities

08-Oct-2026 | NSE/COMP/76794

NSE has reiterated the circular issued by SEBI regarding Introduction of Credit Risk-o-Meter as an additional disclosure mechanism for debt

Read More
Corporate Laws

NSDL reiterate the circular issued by SEBI regarding Master Circular for Debenture Trustees

08-Oct-2026 | NSDL/CIR/II/50/2026

NSDL has reiterated the circular issued by SEBI regarding Master Circular for Debenture Trustees Through this circular, Issuers and RTAs ar

Read More
Corporate Laws

BSE issues circular regarding Cyber Audit on Half Yearly basis for Audit Period ending September 30, 2026

08-Oct-2026 | 20261008-51

BSE has issued circular regarding Cyber Audit on Half Yearly basis for Audit Period ending September 30, 2026 Through this circular, with r

Read More

Recent Posts

Corporate Laws

SEBI issues press release on “Samajh Se Investing Simple” Campaign under Project Jagrook

05-Oct-2026 | PR No.61/2026

SEBI has issued press release on “Samajh Se Investing Simple” Campaign under Project Jagrook Through this Press Release, The ca

Read More
Industry specific-Medical

Government of Chhattisgarh has declared snakebite and death due to snakebite as notifiable diseases

24-Sep-2026 | No. GENCOR/707/2025-HEALTH SECTION-1

The Government of Chhattisgarh has declared snakebite and death due to snakebite as notifiable diseases throughout the State under Sections

Read More
Labour Laws

Bihar Government Notification on Implementation of Section 27 and Schedule VII of the Bihar Ease of Doing Business Act 2026 for Dispensation of Duplicate Licences

09-Oct-2026 | No- DMSME/Deregulation vivid/11/2026-2495—1.

The Department of Industries, Government of Bihar, has notified the implementation of Section 27 read with Schedule VII of the Bihar Ease of

Read More
Taxation

CBIC issues circular regarding clarification on the scope of “Power Bank” for Basic Customs Duty Concession on Battery Energy Storage Systems

09-Oct-2026 | Circular No. 45/2026-customs

CBIC has issued circular regarding clarification on the scope of “Power Bank” for Basic Customs Duty Concession on Battery Energ

Read More
Request a Demo

Request a Demo

By clicking Submit, you acknowledge that you have read and agree with the Privacy Policy

Complinity Logo Transparent

Complinity is a comprehensive cloud-based Compliance Management Software that helps track and monitor statutory and regulatory compliances.

Quick Links
  • Compliance Software
  • Regulatory Compliance Software
  • Statutory Compliance Software
  • Compliance Tracking Software
  • Legal Updates
Contact Info
Unit 266, 267 & 268, Tower B1
Spaze Itech Park, Sohna Road
Gurugram, Haryana 122018
connect@complinity.com
+91 8181 900 600

Request a Demo

© 2026 Complinity Technologies Private Limited. | Privacy Policy | Data Processing Addendum

Design & Developed By  Infinite IT Solutions

Request a Demo

By clicking Submit, you acknowledge that you have read and agree with the Privacy Policy
Powered by EssentialPlugin

Request a Demo

By clicking Submit, you acknowledge that you have read and agree with the Privacy Policy

Thank You for your interest in Complinity. Your CV has been forwarded to HR.
In case your profile is shortlisted, HR shall contact you.