Request a Demo

By clicking Submit, you acknowledge that you have read and agree with the Privacy Policy
Contact Info
Unit 266, 267 & 268, Tower B1, Spaze Itech Park Sohna Road Gurugram, Haryana 122018 connect@complinity.com +91 8181 900 600
Follow Us

A Multi-Concept Theme for Digital Agencies and Startups

8181 900 600 Request a Demo Login
logo dark logo light logo
  • Products
    • Compliance Management Software
    • Contract Management Software
    • Secretarial Compliance Software
    • Litigation Management Software
    • Audit Management Software
    • Internal Financial Control Software
    • Enterprise Risk Management Software
  • Pricing
  • Industries
    • Pharmaceutical
    • Hospitality
    • BFSI
    • Manufacturing
    • NBFC
    • Renewable Energy
    • Agriculture
    • ITeS
    • Real Estate
    • Automobile
  • Legal Updates
  • Blogs
  • Videos
  • Downloads
  • Careers
Contact Sales
logo dark logo light logo
  • Products
    • Compliance Management Software
    • Contract Management Software
    • Secretarial Compliance Software
    • Litigation Management Software
    • Audit Management Software
    • Internal Financial Control Software
    • Enterprise Risk Management Software
  • Pricing
  • Industries
    • Pharmaceutical
    • Hospitality
    • BFSI
    • Manufacturing
    • NBFC
    • Renewable Energy
    • Agriculture
    • ITeS
    • Real Estate
    • Automobile
  • Legal Updates
  • Blogs
  • Videos
  • Downloads
  • Careers
Contact Sales
Mobile Logo
  • Products
    • Compliance Management Software
    • Contract Management Software
    • Secretarial Compliance Software
    • Litigation Management Software
    • Audit Management Software
    • Internal Financial Control Software
    • Enterprise Risk Management Software
  • Pricing
  • Industries
    • Pharmaceutical
    • Hospitality
    • BFSI
    • Manufacturing
    • NBFC
    • Renewable Energy
    • Agriculture
    • ITeS
    • Real Estate
    • Automobile
  • Legal Updates
  • Blogs
  • Videos
  • Downloads
  • Careers
Corporate Laws Central Ministry of Finance Reserve Bank of India Act, 1934

Reserve Bank of India (Housing Finance Companies) Directions, 2025

28-Nov-2025 | RBI/DoR/2025-26/365 DoR.FIN.REC.284/03-10-119/2025-26

RBI has issued Reserve Bank of India (Housing Finance Companies) Directions, 2025, effective from 28th Nov 2025. Applicability: Applicable to all HFCs, including those accepting public deposits. Key Highlights: - Stricter Deposit Acceptance Framework: HFCs accepting public deposits must comply with enhanced conditions, including caps on deposit quantum, strict tenor requirements, prohibition on demand deposits, and tighter restrictions on brokerage and interest-linked incentives. - Strengthened Prudential & Exposure Norms: The Directions impose uniform norms on credit concentration, investments, lending to related parties, and project loan exposures. A Board-approved credit and investment policy is now mandatory. - Revised Asset Classification & Provisioning Rules: HFCs must adopt RBI's harmonised norms on income recognition, NPA classification, restructuring, and provisioning, including additional provisions for project-related exposures. - Corporate Governance Enhancements: The Directions mandate stronger governance architecture through fit-and-proper criteria for directors, audit and nomination committees, and restrictions on appointment of individuals with negative supervisory histories. - Tightened Disclosure & Reporting Requirements: HFCs must submit periodic returns to RBI and provide enhanced disclosures in financial statements on capital adequacy, NPAs, restructuring, related-party exposures, and risk concentration. - Consolidation of Earlier Directions: All earlier guidelines on HFCs stand repealed, with a savings clause protecting past approvals and actions. For more information, kindly refer to the attached document.

Upgrade to paid version to access the Notification, Circular & Rules along with the checklist

Get Legal Updates in your email

Request a Demo

Recent Posts in Corporate Laws

Corporate Laws

SEBI issues press release on “Samajh Se Investing Simple” Campaign under Project Jagrook

05-Oct-2026 | PR No.61/2026

SEBI has issued press release on “Samajh Se Investing Simple” Campaign under Project Jagrook Through this Press Release, The ca

Read More
Corporate Laws

NSE reiterate the circular issued by SEBI regarding Introduction of Credit Risk-o-Meter as an additional disclosure mechanism for debt securities

08-Oct-2026 | NSE/COMP/76794

NSE has reiterated the circular issued by SEBI regarding Introduction of Credit Risk-o-Meter as an additional disclosure mechanism for debt

Read More
Corporate Laws

NSDL reiterate the circular issued by SEBI regarding Master Circular for Debenture Trustees

08-Oct-2026 | NSDL/CIR/II/50/2026

NSDL has reiterated the circular issued by SEBI regarding Master Circular for Debenture Trustees Through this circular, Issuers and RTAs ar

Read More
Corporate Laws

BSE issues circular regarding Cyber Audit on Half Yearly basis for Audit Period ending September 30, 2026

08-Oct-2026 | 20261008-51

BSE has issued circular regarding Cyber Audit on Half Yearly basis for Audit Period ending September 30, 2026 Through this circular, with r

Read More

Recent Posts

Corporate Laws

SEBI issues press release on “Samajh Se Investing Simple” Campaign under Project Jagrook

05-Oct-2026 | PR No.61/2026

SEBI has issued press release on “Samajh Se Investing Simple” Campaign under Project Jagrook Through this Press Release, The ca

Read More
Industry specific-Medical

Government of Chhattisgarh has declared snakebite and death due to snakebite as notifiable diseases

24-Sep-2026 | No. GENCOR/707/2025-HEALTH SECTION-1

The Government of Chhattisgarh has declared snakebite and death due to snakebite as notifiable diseases throughout the State under Sections

Read More
Labour Laws

Bihar Government Notification on Implementation of Section 27 and Schedule VII of the Bihar Ease of Doing Business Act 2026 for Dispensation of Duplicate Licences

09-Oct-2026 | No- DMSME/Deregulation vivid/11/2026-2495—1.

The Department of Industries, Government of Bihar, has notified the implementation of Section 27 read with Schedule VII of the Bihar Ease of

Read More
Taxation

CBIC issues circular regarding clarification on the scope of “Power Bank” for Basic Customs Duty Concession on Battery Energy Storage Systems

09-Oct-2026 | Circular No. 45/2026-customs

CBIC has issued circular regarding clarification on the scope of “Power Bank” for Basic Customs Duty Concession on Battery Energ

Read More
Request a Demo

Request a Demo

By clicking Submit, you acknowledge that you have read and agree with the Privacy Policy

Complinity Logo Transparent

Complinity is a comprehensive cloud-based Compliance Management Software that helps track and monitor statutory and regulatory compliances.

Quick Links
  • Compliance Software
  • Regulatory Compliance Software
  • Statutory Compliance Software
  • Compliance Tracking Software
  • Legal Updates
Contact Info
Unit 266, 267 & 268, Tower B1
Spaze Itech Park, Sohna Road
Gurugram, Haryana 122018
connect@complinity.com
+91 8181 900 600

Request a Demo

© 2026 Complinity Technologies Private Limited. | Privacy Policy | Data Processing Addendum

Design & Developed By  Infinite IT Solutions

Request a Demo

By clicking Submit, you acknowledge that you have read and agree with the Privacy Policy
Powered by EssentialPlugin

Request a Demo

By clicking Submit, you acknowledge that you have read and agree with the Privacy Policy

Thank You for your interest in Complinity. Your CV has been forwarded to HR.
In case your profile is shortlisted, HR shall contact you.