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Corporate Laws Central Ministry of Finance Reserve Bank of India Act, 1934

RBI updates RBI (Urban Co-operative Banks - Cash Reserve Ratio and Statutory Liquidity Ratio) Directions, 2025

11-Dec-2025 | RBI/DOR/2025-26/274 DOR.RET.REC.193/12-01-001/2025-26

RBI has updated RBI (Urban Co-operative Banks - Cash Reserve Ratio and Statutory Liquidity Ratio) Directions, 2025.

Key Highlights:
1. Para 6 (15) - The definition of "fortnight" has changed from a Saturday-Friday cycle to fixed calendar periods:
a. 1st to 15th of the month, and
b. 16th to the last day of the month.
2. All references to "Friday" or "alternate Friday" in the Directions have been replaced with "day" or "last day of the fortnight".
3. Certain provisions (paragraphs 33 and 34) have been deleted.
4. Reporting timelines have been adjusted - Submission periods are now linked to the last day of each fortnight, not Fridays.
5. Form B (CRR return) - Only one single Form B will be filed (no provisional/final/special returns). It must be submitted fortnightly from 15 December 2025 on the CIMS portal.
6. Form I (SLR return) - To be submitted monthly from December 2025, using revised formats on CIMS.
7. Transition arrangements -
a. CRR/SLR for specific fortnights in Dec 2025 and early Jan 2026 will be based on specified past NDTL (Net Demand and Time Liabilities) dates.
b. During 13-15 December 2025, banks must maintain 100% of required CRR and follow special reporting instructions.


For more information, please refer to the attached document.

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