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Corporate Laws Central Ministry of Finance Reserve Bank of India Act, 1934

RBI issues 18 New Directions for Payment Banks (PBs)

28-Nov-2025 | NA

RBI has issued 18 New Directions for Payment Banks (PBs). The names of the Directions are listed below: 1. RBI (Payments Banks - Acquisition and Holding of Shares or Voting Rights) Directions, 2025 2. RBI (Payments Banks - Voluntary Amalgamation) Directions, 2025 3. RBI (Payments Banks - Branch Authorisation) Directions, 2025 4. RBI (Payments Banks - Digital Banking Channels Authorisation) Directions, 2025 5. RBI (Payments Banks - Undertaking of Financial Services) Directions, 2025 6. RBI (Payments Banks - Governance) Directions, 2025 7. RBI (Payments Banks - Cash Reserve Ratio and Statutory Liquidity Ratio) Directions, 2025 8. RBI (Payments Banks - Capital Adequacy) Directions, 2025 9. RBI (Payments Banks - Interest Rate on Deposits) Directions, 2025 10. RBI (Payments Banks - Debit Cards: Issuance and Conduct) Directions, 2025 11. RBI (Payments Banks - Investment Portfolio: Classification, Valuation and Operation) Directions, 2025 12. RBI (Payments Banks - Asset Liability Management) Directions, 2025 13. RBI (Payments Banks - Financial Statements: Presentation and Disclosures) Directions, 2025 14. RBI (Payments Banks - Declaration of Dividends) Directions, 2025 15. RBI (Payments Banks - Know Your Customer) Directions, 2025 16. RBI (Payments Banks - Responsible Business Conduct) Directions, 2025 17. RBI (Payments Banks - Outsourcing Risk Management) Directions, 2025 18. RBI (Payments Banks - Miscellaneous) Directions, 2025 For more information, please refer to the attached documents.

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