Request a Demo

By clicking Submit, you acknowledge that you have read and agree with the Privacy Policy
Contact Info
Unit 266, 267 & 268, Tower B1, Spaze Itech Park Sohna Road Gurugram, Haryana 122018 connect@complinity.com +91 8181 900 600
Follow Us

A Multi-Concept Theme for Digital Agencies and Startups

8181 900 600 Request a Demo Login
logo dark logo light logo
  • Products
    • Compliance Management Software
    • Contract Management Software
    • Secretarial Compliance Software
    • Litigation Management Software
    • Audit Management Software
    • Internal Financial Control Software
    • Enterprise Risk Management Software
  • Pricing
  • Industries
    • Pharmaceutical
    • Hospitality
    • BFSI
    • Manufacturing
    • NBFC
    • Renewable Energy
    • Agriculture
    • ITeS
    • Real Estate
    • Automobile
  • Legal Updates
  • Blogs
  • Videos
  • Downloads
  • Careers
Contact Sales
logo dark logo light logo
  • Products
    • Compliance Management Software
    • Contract Management Software
    • Secretarial Compliance Software
    • Litigation Management Software
    • Audit Management Software
    • Internal Financial Control Software
    • Enterprise Risk Management Software
  • Pricing
  • Industries
    • Pharmaceutical
    • Hospitality
    • BFSI
    • Manufacturing
    • NBFC
    • Renewable Energy
    • Agriculture
    • ITeS
    • Real Estate
    • Automobile
  • Legal Updates
  • Blogs
  • Videos
  • Downloads
  • Careers
Contact Sales
Mobile Logo
  • Products
    • Compliance Management Software
    • Contract Management Software
    • Secretarial Compliance Software
    • Litigation Management Software
    • Audit Management Software
    • Internal Financial Control Software
    • Enterprise Risk Management Software
  • Pricing
  • Industries
    • Pharmaceutical
    • Hospitality
    • BFSI
    • Manufacturing
    • NBFC
    • Renewable Energy
    • Agriculture
    • ITeS
    • Real Estate
    • Automobile
  • Legal Updates
  • Blogs
  • Videos
  • Downloads
  • Careers
Corporate Laws Central Ministry of Finance Reserve Bank of India Act, 1934

RBI - FAQs on Non-Banking Financial Company - Peer to Peer Lending Platform

03-Sep-2025 | NA

Reserve Bank of India (RBI) has issued FAQs on Non-Banking Financial Company - Peer to Peer Lending Platform.

Key Highlights of the FAQs:
1. Definition of Person - It includes individuals, firms, societies, HUFs, and other incorporated or unincorporated bodies, but not banks/NBFCs.
2. Applicability of P2P Directions - Platforms that only help banks/NBFCs find borrowers are not P2P platforms. If retail lenders also use the platform, it must register as an NBFC-P2P.
3. Capital & Registration - To apply for an NBFC-P2P license, promoters must show a minimum net owned fund (NOF) of Rs. 2 crores before the Certificate of Registration are granted. Existing NBFCs cannot directly operate as NBFC-P2Ps.
4. Leverage & Investible Funds - Leverage ratio is calculated using outside liabilities divided by owned funds. Investible funds include only own capital and surplus of the company, not customer funds.
5. Fund Transfers (T+1 Rule) - All disbursals and repayments must go through verified bank accounts via escrow accounts of lenders and borrowers. Transfers must be completed within T+1 bank working day.
6. Compliance & Safeguards - NBFC-P2Ps must ensure that only verified bank accounts of registered participants are used and remain compliant with RBI rules, the Digital Personal Data Protection Act, 2023, and other applicable laws.


For more information, please refer to the attached document.

Upgrade to paid version to access the Notification, Circular & Rules along with the checklist

Get Legal Updates in your email

Request a Demo

Recent Posts in Corporate Laws

Corporate Laws

DGFT issues a notification regarding an amendment to Para 2.62 of the Foreign Trade Policy 2023

07-Apr-2026 | Notification No. 05/2026-27

DGFT has issued a public notice regarding an amendment to Para 2.62 of the Foreign Trade Policy 2023. Through this public notice, Para 2.

Read More
Corporate Laws

DGFT issues notification regarding amendment in description against HS Code 73181500 (Usage of screw in mobile phones)

09-Apr-2026 | Notification No. 06/2026-27

DGFT has issued a notification regarding an amendment in the description against HS Code 73181500 (Usage of screw in mobile phones) in Appen

Read More
Corporate Laws

DGFT issues notification regarding amendment in export policy condition for Basmati and Non-Basmati Rice

10-Apr-2026 | Notification No. 07 /2026-27

DGFT has issued a notification regarding an amendment in the export policy condition for Basmati and Non-Basmati Rice under HSN 1006 of Sche

Read More
Corporate Laws

DGFT issues notification regarding amendment in export policy of feathers

10-Apr-2026 | Notification No. 08/2026-27

DGFT issues a notification regarding the amendment in the export policy of feathers. Through this notification, DGFT has inserted a Polic

Read More

Recent Posts

Corporate Laws

DGFT issues a notification regarding an amendment to Para 2.62 of the Foreign Trade Policy 2023

07-Apr-2026 | Notification No. 05/2026-27

DGFT has issued a public notice regarding an amendment to Para 2.62 of the Foreign Trade Policy 2023. Through this public notice, Para 2.

Read More
Corporate Laws

DGFT issues notification regarding amendment in description against HS Code 73181500 (Usage of screw in mobile phones)

09-Apr-2026 | Notification No. 06/2026-27

DGFT has issued a notification regarding an amendment in the description against HS Code 73181500 (Usage of screw in mobile phones) in Appen

Read More
Corporate Laws

DGFT issues notification regarding amendment in export policy condition for Basmati and Non-Basmati Rice

10-Apr-2026 | Notification No. 07 /2026-27

DGFT has issued a notification regarding an amendment in the export policy condition for Basmati and Non-Basmati Rice under HSN 1006 of Sche

Read More
Corporate Laws

DGFT issues notification regarding amendment in export policy of feathers

10-Apr-2026 | Notification No. 08/2026-27

DGFT issues a notification regarding the amendment in the export policy of feathers. Through this notification, DGFT has inserted a Polic

Read More
Request a Demo

Request a Demo

By clicking Submit, you acknowledge that you have read and agree with the Privacy Policy

Complinity Logo Transparent

Complinity is a comprehensive cloud-based Compliance Management Software that helps track and monitor statutory and regulatory compliances.

Quick Links
  • Compliance Software
  • Regulatory Compliance Software
  • Statutory Compliance Software
  • Compliance Tracking Software
  • Legal Updates
Contact Info
Unit 266, 267 & 268, Tower B1
Spaze Itech Park, Sohna Road
Gurugram, Haryana 122018
connect@complinity.com
+91 8181 900 600

Request a Demo

© 2026 Complinity Technologies Private Limited. | Privacy Policy | Data Processing Addendum

Design & Developed By  Infinite IT Solutions

Request a Demo

By clicking Submit, you acknowledge that you have read and agree with the Privacy Policy
Powered by EssentialPlugin

Request a Demo

By clicking Submit, you acknowledge that you have read and agree with the Privacy Policy

Thank You for your interest in Complinity. Your CV has been forwarded to HR.
In case your profile is shortlisted, HR shall contact you.