Request a Demo

By clicking Submit, you acknowledge that you have read and agree with the Privacy Policy
Contact Info
Unit 266, 267 & 268, Tower B1, Spaze Itech Park Sohna Road Gurugram, Haryana 122018 connect@complinity.com +91 8181 900 600
Follow Us

A Multi-Concept Theme for Digital Agencies and Startups

8181 900 600 Request a Demo Login
logo dark logo light logo
  • Products
    • Compliance Management Software
    • Contract Management Software
    • Secretarial Compliance Software
    • Litigation Management Software
    • Audit Management Software
    • Internal Financial Control Software
    • Enterprise Risk Management Software
  • Pricing
  • Industries
    • Pharmaceutical
    • Hospitality
    • BFSI
    • Manufacturing
    • NBFC
    • Renewable Energy
    • Agriculture
    • ITeS
    • Real Estate
    • Automobile
  • Legal Updates
  • Blogs
  • Videos
  • Downloads
  • Careers
Contact Sales
logo dark logo light logo
  • Products
    • Compliance Management Software
    • Contract Management Software
    • Secretarial Compliance Software
    • Litigation Management Software
    • Audit Management Software
    • Internal Financial Control Software
    • Enterprise Risk Management Software
  • Pricing
  • Industries
    • Pharmaceutical
    • Hospitality
    • BFSI
    • Manufacturing
    • NBFC
    • Renewable Energy
    • Agriculture
    • ITeS
    • Real Estate
    • Automobile
  • Legal Updates
  • Blogs
  • Videos
  • Downloads
  • Careers
Contact Sales
Mobile Logo
  • Products
    • Compliance Management Software
    • Contract Management Software
    • Secretarial Compliance Software
    • Litigation Management Software
    • Audit Management Software
    • Internal Financial Control Software
    • Enterprise Risk Management Software
  • Pricing
  • Industries
    • Pharmaceutical
    • Hospitality
    • BFSI
    • Manufacturing
    • NBFC
    • Renewable Energy
    • Agriculture
    • ITeS
    • Real Estate
    • Automobile
  • Legal Updates
  • Blogs
  • Videos
  • Downloads
  • Careers
Corporate Laws Central Ministry of Finance Payment and Settlement Systems Act, 2007

NPCI issues Introduction of Additional Authentication Methods in UPI

07-Oct-2025 | NPCI/UPI/OC-226/2025-26

NPCI has issued Introduction of Additional Authentication methods in UPI effective from 07th October 2025.

Key Highlights:
1. UPI currently uses a UPI PIN (set via Aadhaar OTP, Debit Card credentials, or Issuer OTP) for transaction authentication. RBI guidelines now allow additional authentication methods to enhance user experience.
2. New optional authentication methods will be introduced:
a. UIDAI Face Authentication for UPI PIN set/reset instead of Card credentials or Aadhaar OTP.
b. On-device biometric authentication (fingerprint, face, etc.) for UPI transactions instead of UPI PIN, initially for transactions up to Rs. 5,000.
3. Implementation and security requirements:
a. UPI applications, PSP Banks, and Issuer Banks must ensure device compatibility, security (e.g., no rooted/jailbroken devices), biometric enrolment, and strict adherence to UIDAI and other guidelines before enabling these methods.
b. Customer consent is mandatory and can be withdrawn anytime. Issuer Banks must verify eligibility and credentials before enabling authentication and provide clear communication at enablement, disablement, or transaction processing.
4. Operational rules for biometric authentication:
a. Biometric authentication will be disabled if the UPI PIN changes or resets until fresh consent is obtained.
b. Fresh consent must also be captured after each device binding.
c. Key rotation should occur within one year, and customers will be marked inactive if no transactions occur via this method for 90 days, reactivating only after confirmation.
5. These measures are optional, and users can continue using the existing UPI PIN authentication if preferred.


For more information, please refer to the attached document.

Upgrade to paid version to access the Notification, Circular & Rules along with the checklist

Get Legal Updates in your email

Request a Demo

Recent Posts in Corporate Laws

Corporate Laws

IBBI issues IBBI (Insolvency Resolution Process for Corporate Persons) (Second Amendment) Regulations, 2026

19-May-2026 | F. No. IBBI/2026-27/GN/REG141

IBBI has issued the IBBI (Insolvency Resolution Process for Corporate Persons) (Second Amendment) Regulations, 2026. Through this amendment

Read More
Corporate Laws

SEBI- Implementation of Section 51A of UAPA, 1967: Security Council 1988 (2011) removes 7 entries from its sanctions list

21-May-2026 | NA

SEBI has issued a notification regarding the implementation of Section 51A of UAPA, 1967: Security Council 1988 (2011) removes 7 entries fro

Read More
Corporate Laws

IFSCA issues Clarification on the fee structure applicable to existing Ancillary Service Providers and existing TechFin entity

21-May-2026 | eFile No: 4039/IFSCA-FSSD/6/2025-FSSD

IFSCA has issued a circular on the clarification of the fee structure applicable to existing Ancillary Service Providers and existing TechFi

Read More
Corporate Laws

IBBI issues IBBI (Pre-Packaged Insolvency Resolution Process) (Second Amendment) Regulations, 2026

19-May-2026 | F. No. IBBI/2026-27/GN/REG143

IBBI has issued the IBBI (Pre-Packaged Insolvency Resolution Process) (Second Amendment) Regulations, 2026. Through this, Regulation 38 has

Read More

Recent Posts

Taxation

CBIC issues notification to extend the levy of anti-dumping duty on imports of “Natural Mica Based Pearl Industrial Pigments excluding cosmetic grade”

22-May-2026 | No. 09/2026-Customs (ADD)

CBIC has issued Notification to extend the levy of anti-dumping duty on imports of “Natural Mica Based Pearl Industrial Pigments exclu

Read More
Taxation

CBIC issues notification imposing anti-dumping duty on Monoisopropylamine imports from People’s Republic of China

22-May-2026 | No. 08/2026-Customs (ADD)

CBIC has issued notification to impose anti-dumping duty on Monoisopropylamine imports from People’s Republic of China with effect fr

Read More
Corporate Laws

IBBI issues IBBI (Insolvency Resolution Process for Corporate Persons) (Second Amendment) Regulations, 2026

19-May-2026 | F. No. IBBI/2026-27/GN/REG141

IBBI has issued the IBBI (Insolvency Resolution Process for Corporate Persons) (Second Amendment) Regulations, 2026. Through this amendment

Read More
Corporate Laws

SEBI- Implementation of Section 51A of UAPA, 1967: Security Council 1988 (2011) removes 7 entries from its sanctions list

21-May-2026 | NA

SEBI has issued a notification regarding the implementation of Section 51A of UAPA, 1967: Security Council 1988 (2011) removes 7 entries fro

Read More
Request a Demo

Request a Demo

By clicking Submit, you acknowledge that you have read and agree with the Privacy Policy

Complinity Logo Transparent

Complinity is a comprehensive cloud-based Compliance Management Software that helps track and monitor statutory and regulatory compliances.

Quick Links
  • Compliance Software
  • Regulatory Compliance Software
  • Statutory Compliance Software
  • Compliance Tracking Software
  • Legal Updates
Contact Info
Unit 266, 267 & 268, Tower B1
Spaze Itech Park, Sohna Road
Gurugram, Haryana 122018
connect@complinity.com
+91 8181 900 600

Request a Demo

© 2026 Complinity Technologies Private Limited. | Privacy Policy | Data Processing Addendum

Design & Developed By  Infinite IT Solutions

Request a Demo

By clicking Submit, you acknowledge that you have read and agree with the Privacy Policy
Powered by EssentialPlugin

Request a Demo

By clicking Submit, you acknowledge that you have read and agree with the Privacy Policy

Thank You for your interest in Complinity. Your CV has been forwarded to HR.
In case your profile is shortlisted, HR shall contact you.