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Corporate Laws Central Ministry of Finance Reserve Bank of India Act, 1934

CKYCRR - Additional Authentication Factors for Download of Individual and Legal Entity KYC records

14-Jul-2025 | CKYC/2025/07

CKYCRR issues a notification regarding additional authentication factors for download of Individual and Legal Entity KYC records with effect from 31st July 2025.

1. Additional authentication factors have been introduced to make downloading CKYC records easier for both individuals and legal entities.

2. For Individual Records:
a. Existing factors: Date of Birth, Mobile Number, and Pin code + Year of Birth.
b. New factors: Email and Pin code (of Permanent or Correspondence Address).
c. Note: For screen-based or API-based downloads, only Mobile Number will be allowed.

3. For Legal Entity Records:
a. Existing factor: Date of Incorporation.
b. New factors: Mobile Number 1 or 2, Email 1 or 2, and Pin code (of Registered or Local Address).

4. These enhancements are already available in the test environment for registered entities to update their systems.

5. Updated files for bulk download and API version 1.3 can be found in the Download section of the CKYCRR website under:
a. File Structure & Sample Files
b. API Document: Download


For more information, please refer to the attached official document.

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