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Corporate Laws Central Ministry of Finance Prevention of Money-laundering Act, 2002

CKYCRR updates Central KYC Records Registry Operating Guidelines

16-Dec-2025 | NA

CKYCRR has updated the Central KYC Records Registry Operating Guidelines. Key Highlights: 1. Reporting Entities (REs) can query the CKYC database from their onboarding application using the API service and integrate the KYC data received from CKYC. 2. Bulk search option through SFTP has been given to the REs, where they can submit multiple search requests using different search criteria for the same customer in a single search file. 3. REs can connect with CKYCRR through the 3 modes of access: Web-based application, Application Programming Interface (API) and Secure File Transfer Protocol (SFTP). 4. Authentication factors for the download of Individual and Legal Entity KYC records have been specified. 5. REs must obtain OTP-based consent from the individuals for downloading their records and submit it to CKYCRR for validation. 6. REs will be charged only for download transactions, while uploads and updates are incentivised, and this applies to both individual and legal entity records. Kindly refer to the attached document for more information.

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